Terms and Conditions: Soccer Predictions (Wise Prediction)

Last updated: October 28, 2026

1. Not betting advice

The Soccer Predictions (Wise Prediction) mobile app (the "app"), provided by Loheden AI Solutions AB ("we"), offers predictions for entertainment and information only. Its predictions are produced automatically and may be wrong. They are not betting advice, we are not a bookmaker and we take no bets. Results are uncertain and past accuracy does not predict future results. You alone decide whether to bet, and you must follow the gambling laws and age limits where you are. As far as the law allows, we are not liable for any betting or other loss.

2. These terms

These terms govern the app and its related services between you and us. By downloading, installing or using the app you accept them. If you accept them for a business, you confirm that you may bind it. Our privacy policy describes how we process personal data; it is not part of these terms.

3. Licence and use

We give you a personal, non-transferable licence to use the app on devices you own or control, and to use what you buy in it for the period you paid for. You may not copy, resell, sublicense or share the app or its content, get around a purchase or a limit, scrape or overload it, use it unlawfully or to harm others, or reverse engineer it except where the law allows that.

4. Your account

You keep your account, password and email account secure, and you answer for what is done with them.

5. What you put in

You keep your rights in what you put into the app. You give us a licence to host, process and transmit it to provide, secure and improve the app. We may use aggregated or de-identified data, and any feedback you give us, for any purpose, without obligation to you.

6. Price and payment

Purchases and subscriptions in the app are bought through the App Store or Google Play and are governed by that store's terms, including its payment, renewal and refund rules. A subscription renews automatically until you cancel it in your store account settings; deleting the app does not cancel it. Refunds beyond what the law gives are at our discretion.

7. Changes to the app

We may change, suspend or discontinue the app or any part of it. Towards a consumer we do so only for a valid reason, such as a legal, security, technical or commercial one.

8. Ending access

We may suspend or end your access at once if you break these terms or the law, commit fraud, reverse a payment, become subject to sanctions, or where the law requires it, with no refund beyond what the law gives.

9. No warranty

TO THE FULLEST EXTENT THE LAW ALLOWS, THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE", WITHOUT WARRANTIES OF ANY KIND, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AVAILABILITY AND NON-INFRINGEMENT. Sports data, odds and results from third parties may be wrong, late or stop.

10. Liability

As far as the law allows, we are not liable for indirect or consequential loss, lost profit, revenue, business, goodwill or data, or loss caused by others, and our total liability is limited to, for a subscription, one month's worth of your latest payment for the app (that payment scaled to one month of the period it paid for, so a twelfth of a yearly one), and for a one-time purchase, what you paid for it, but no more than USD 100 or the same value in the currency you paid in. If you use the app as a private person, we are not liable for any loss in a business activity. This does not limit liability that the law does not allow us to limit.

11. Indemnity

A business customer indemnifies us against claims, losses and costs arising from its use of the app in breach of these terms or the law.

12. Time to claim

A business customer must bring any claim within one year of when it knew or should have known of it.

13. Sanctions and age

You confirm that you are 18 or older; that you are not subject to EU, UN, US or Swedish sanctions; that you are not in a place under a comprehensive embargo; that you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a "terrorist supporting" country; and that you are not listed on any U.S. Government list of prohibited or restricted parties.

14. If you got the app from the App Store

These terms are concluded between you and us only, and not with Apple Inc. ("Apple"). We, not Apple, are solely responsible for the app and its content.

Your licence to the app is limited to use on Apple-branded products that you own or control, as permitted by the Usage Rules in the Apple Media Services Terms and Conditions, except that the app may also be accessed and used by other accounts associated with you through Family Sharing or volume purchasing.

We, not Apple, are solely responsible for any maintenance and support of the app, as these terms specify or the law requires. Apple has no obligation whatsoever to furnish any maintenance and support services with respect to the app.

If the app fails to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price for the app to you. To the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the app, and any other claims, losses, liabilities, damages, costs or expenses attributable to any failure to conform to any warranty are, as between Apple and us, our responsibility, within the limits of these terms.

We, not Apple, are responsible for addressing any claims by you or any third party relating to the app or your possession and use of it, including product liability claims, any claim that the app fails to conform to any applicable legal or regulatory requirement, and claims arising under consumer protection, privacy or similar legislation.

If a third party claims that the app or your possession and use of it infringes that third party's intellectual property rights, we, not Apple, are solely responsible for the investigation, defence, settlement and discharge of that claim.

You must comply with applicable third-party terms of agreement when using the app, such as your wireless data service agreement.

Apple and Apple's subsidiaries are third-party beneficiaries of these terms, and upon your acceptance of them Apple will have the right (and will be deemed to have accepted the right) to enforce them against you as a third-party beneficiary.

Questions, complaints and claims about the app go to the email or postal address in section 18.

15. Changes to these terms

We may change these terms. A one-time purchase keeps the version accepted; a new version covers new purchases. For a subscription we tell you before a renewal to which a new version applies, and you may cancel before it does.

16. Law and courts

These terms are governed by Swedish law, without its conflict-of-law rules and excluding the UN Convention on Contracts for the International Sale of Goods. A consumer keeps the protection of the mandatory rules of the country where they live. Any dispute with a business, or with a consumer living outside the EU, the EEA, Switzerland and the United Kingdom, is settled exclusively by the Swedish courts, with the district court for our registered office as the first instance. Outside the EU, the EEA, Switzerland and the United Kingdom, claims may be brought only individually, not as a plaintiff or class member in a class or representative action, and any jury trial is waived.

17. General

If a clause is invalid, the rest stands. These terms are the whole agreement about the app. We may transfer our rights and obligations to a company that takes over the app. We are not liable for delay or failure caused by events beyond our reasonable control. We may give notice by email to the address you gave us, in the app or on our website. If a translation differs from the English, the English prevails for business customers.

18. Contact

Loheden AI Solutions AB, org. no. 559261-7566, Vretavägen 26, 71993 Vintrosa, Sweden. Email: [email protected].